XRP market cap passes $100 billion as spot ETF inflows reach $13.03 million
U.Today reported XRP reclaimed a $100 billion market cap on CoinGecko data, while Finbold and The Crypto Basic put earlier market cap, gain and whale figures below that level.
Why it matters
XRP reaching a $100 billion market cap matters because the token had been sitting below that mark for long enough to make the reclaim a reference point for exchanges, index products and ETF issuers. The reported $936.66 million in cumulative spot XRP ETF inflows and the concentration of a single day in one fund show how narrow that demand is. Beyond that, the Bank of America speculation Finbold relayed remains unconfirmed by any of the three outlets.
Where the sources disagree
XRP market capitalization reading
above the $100 billion mark, according to CoinGecko data
U.Today
market value shot up from $86.73 billion to $93.49 billion, citing CoinMarketCap data
Finbold
U.Today's CoinGecko-based figure for the reclaimed milestone sits above the market values Finbold and The Crypto Basic reported, which are not directly comparable because the outlets used different data providers and cutoff times.
Next resistance level above the current price
$1.54 represents the next major resistance level, corresponding with the 61.8% Fibonacci retracement
Finbold
$1.60 as a key level
The Crypto Basic
tapping the resistance zone of $1.65
U.Today
The outlets identified different levels, and only The Crypto Basic tied its figure to on-chain data rather than technical analysis.
Figures that do not reconcile
Found by comparing the numbers in the reports automatically. They are differences, not yet confirmed to be about the same thing.
reported value
$1.49
Finbold
$1.60
The Crypto Basic
Finbold reports $1.49, The Crypto Basic reports $1.60 (7% apart).
size of the move
5.5%
Finbold
8.22%
The Crypto Basic
Finbold reports 5.5%, The Crypto Basic reports 8.22% (33% apart).
Key facts
U.Today reported XRP's market capitalization surged back above the $100 billion mark on CoinGecko data.
100,000,000,000 USDDisputed figureReported by U.Today
Finbold reported XRP's market value rose from $86.73 billion to $93.49 billion between 3:00 p.m. UTC on September 20 and the same time on September 21, citing CoinMarketCap data.
7.8 %Disputed figureReported by Finbold
Finbold reported XRP reached a price of $1.49 on September 21.
1.49 USDDisputed figureReported by Finbold
U.Today reported XRP rose by more than 8% over 24 hours after tapping a $1.65 resistance zone.
8 %Disputed figureReported by U.Today
The Crypto Basic reported XRP gained 8.22% over three days after large holders accumulated about 1.54 billion XRP, worth roughly $2.2 billion, over a 96-hour period using Santiment data.
2,200,000,000 USDDisputed figureReported by The Crypto Basic
U.Today reported XRP remains more than 55% below its record high set roughly a year earlier.
55 %Reported by U.Today
What happened
U.Today reported XRP reclaimed the $100 billion market cap mark on CoinGecko data after the price rose more than 8% over 24 hours, having tapped a $1.65 resistance zone. That reading is higher than the numbers Finbold and The Crypto Basic carried from their own sources: Finbold, citing CoinMarketCap, put market value at $93.49 billion on September 21, up $7 billion from $86.73 billion a day earlier, and The Crypto Basic reported an 8.22% three-day gain driven by large holders buying about 1.54 billion XRP. U.Today also reported, citing CoinGecko- and CoinGlass-sourced data, $13.03 million of net inflows into U.S. spot XRP ETFs on September 22, up from zero on September 21, with cumulative net inflows at roughly $936.66 million and about 95.7% of the daily buying coming through a single fund. Finbold tied the September 21 move to renewed speculation that Bank of America could use Ripple technology, while flagging that any such adoption would need confirmation from the companies involved. On-chain data cited by The Crypto Basic from Glassnode showed about 2.5 billion XRP changing hands near $1.60, which the outlet framed as the largest visible supply cluster above the current price region. U.Today also cited trader Peter Brandt predicting a long-run price of $5.40, and said XRP remains more than 55% below its record high from roughly a year earlier. What stays unclear is the level XRP was trading at when market cap crossed $100 billion, since the three outlets used different data providers and different cutoff times.
How the story developed
- First report
First report by Finbold
XRP adds $7 billion in a day; Is $2 next?
- Update
Finbold reports XRP market value up nearly $7 billion on September 21
Finbold cited CoinMarketCap data showing market value rising from $86.73 billion to $93.49 billion as the price reached $1.49.
- Update
The Crypto Basic reports a three-day 8.22% gain on whale accumulation
The outlet cited a September 19 Santiment update showing large holders accumulated about 1.54 billion XRP, worth roughly $2.2 billion, over 96 hours.
- Update
U.S. spot XRP ETFs post $13.03 million of net inflows on September 22
U.Today cited CoinGlass data showing cumulative net inflows of roughly $936.66 million, with about 95.7% of the daily total coming through one fund.
- Update
U.Today reports XRP reclaiming a $100 billion market cap
The outlet said the milestone was reached on CoinGecko data after a gain of more than 8% over 24 hours and a tap of the $1.65 resistance zone.
How coverage built up
Independent sources over time, counted the way the consensus panel counts them: a republication of a wire story does not move the line.
- 21 Sept 2026, 13:34 UTC: Finbold — 1 independent source, 1 reports
- 21 Sept 2026, 18:48 UTC: The Crypto Basic — 2 independent sources, 2 reports
- 23 Sept 2026, 06:27 UTC: U.Today — 3 independent sources, 3 reports
Affected entities
Also mentioned: Solana, Coinbase
Original sources
| Publisher | Report | Role | Published |
|---|---|---|---|
| Finbold Crypto media | XRP adds $7 billion in a day; Is $2 next? | Original | |
| U.Today Crypto media | XRP Reclaims Massive $100 Billion Market Cap | Syndicated | |
| The Crypto Basic Crypto media | XRP Rallies 8.22% After Investors Add $2.2 Billion, $1.60 Level Comes Into Focus | Syndicated |
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